ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Madison. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Madison, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 13 fha loan specialists in Madison, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MS Lending, LLC
742 Magnolia St Ste D, Madison, MS 39110
6016513959
MS Lending: Julene Stewart
742 Magnolia St Suite B, Madison, MS 39110
6018620542
Guild Mortgage Company
501 Cobblestone Ct Suites A,b,c,d, Madison, MS 39110
6019402998
Guild Mortgage - Russ Ogburn
501 Cobblestone Ct Suites A,b,c,d, Madison, MS 39110
501 Cobblestone Ct Suites A,b,c,d, Madison, MS 39110
7692301835
Guild Mortgage - Russell Hood
501 Cobblestone Ct Suites A,b,c,d, Madison, MS 39110
6018323445
MS Lending, LLC- John Bonelli
1085 Gluckstadt Rd No. 500B, Madison, MS 39110
6018429764
Fidelity Mortgage, LLC - Madison NMLS#1039190
919 US-51 B, Madison, MS 39110
6014872770
MS Lending, LLC
745 US-51, Madison, MS 39110
6016513959
AMS Mortgage
7738 Old Canton Rd Ste D, Madison, MS 39110
6016074722
Fidelity Mortgage, LLC
1085 Gluckstadt Rd, Madison, MS 39110
6018620542
Trustmark Mortgage
1017 US-51, Madison, MS 39110
6018534565
An FHA loan specialist in Madison Mississippi helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Madison Cost?
Typical costs for an FHA loan specialist in Mississippi include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 percent to 1.05 percent. Lender origination fees vary but often range from 0.5 percent to 1.5 percent of the loan. Closing costs in Madison generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Madison Mississippi?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Mississippi may set its own requirements above the FHA minimum.
Are there specific property requirements for FHA loans in Mississippi?
Yes, the property must meet FHA minimum property standards for safety and soundness. An FHA appraiser inspects the home to ensure it meets these requirements. This is a standard rule across all states including Mississippi.
How long does the FHA loan process take in Madison Mississippi?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur if the appraisal or underwriting requires additional documentation. Mississippi law does not set a specific time limit for this process.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Madison who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.