Find FHA Loan Specialists Near You in Horn Lake, MS
Compare fha loan specialists in Horn Lake. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Mississippi before hiring.
Showing 5 fha loan specialists in Horn Lake, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Horn Lake Cost?
Typical costs for an FHA loan in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Horn Lake usually range from 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal fees vary by case. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Horn Lake do?
An FHA loan specialist guides you through the FHA loan process including pre-approval application and closing. They help you understand Mississippi specific requirements like property flood zone checks in Horn Lake. Specialists also explain FHA minimum property standards.
What are the FHA loan limits for Horn Lake Mississippi?
For 2025 the FHA loan limit for a single-family home in DeSoto County is typically around $498,257. This limit can change annually based on the Federal Housing Finance Agency. A specialist can confirm current limits for your specific loan amount.
How do I choose an FHA loan specialist in Horn Lake?
Look for a specialist who is licensed in Mississippi and has experience with FHA loans in DeSoto County. Check their history with the Nationwide Multistate Licensing System. Ask about their knowledge of local appraisal requirements and Horn Lake property values.