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FHA Loan Specialists in Kalispell, MT

Compare fha loan specialists in Kalispell. Review contact information and insurance categorys before you decide.

17 agents listed
Updated June 2026
Kalispell, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Montana before hiring.
Showing 17 fha loan specialists in Kalispell, MT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Paulson Team | Premier Mortgage Resources, LLC
1222 Whitefish Stage Rd, Kalispell, MT 59901
(406) 751-6266 pmrloans.com
Grizzly Mortgage
620 Treeline Rd, Kalispell, MT 59901
(406) 890-8464 grizzlymortgage.com
Lindsay Kinniburgh at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
(406) 890-4535 lendwithlindsay.com
Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
(406) 756-1505 wintrustmortgage.com
Keith Valentine, Sr. Mortgage Advisor, NMLS 405843 at Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
(406) 253-0464 montanamortgageadvisor.com
Mountain Lake Mortgage
162 Timberwolf Pkwy Suite C, Kalispell, MT 59901
(406) 751-2350 mountainlakemortgage.com
Reliance Lending Northwest
30 5th St E Suite 102, Kalispell, MT 59901
(406) 755-6267 reliancelendingnw.com
Carla Weber at CrossCountry Mortgage
30 Lower Valley Rd Suite 1, Kalispell, MT 59901
(406) 253-9707 carlawebermt.com
Amanda Keeland at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
(406) 314-8390 amandakeeland.com
Chris Nash - Loan Officer/Certified Mortgage Advisor™
162 Timberwolf Pkwy Suite C, Kalispell, MT 59901
(406) 260-7272 nashmortgage.pro
Annika Harris - Mortgage Broker at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
(406) 210-2757 montanamortgagepartners.com
Beth Tullis, Loan Officer NMLS #1951881 - OneTrust Home Loans
1205 S Main St Suite 102, Kalispell, MT 59901
(406) 607-9190 onetrusthomeloans.com
Corina Fiedler at CrossCountry Mortgage
40 2nd St E Suites 203 & 204, Kalispell, MT 59901
(406) 609-4646 crosscountrymortgage.com
Shane McChesney - Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
(406) 253-2995 wintrust.com
CrossCountry Mortgage, LLC
30 Lower Valley Rd Suite 1, Kalispell, MT 59901
(406) 407-7036 crosscountrymortgage.com
Abby Hader
2405 US-93, Kalispell, MT 59901
(406) 863-7904 mortgage.stockmanbank.com
U.S. Bank-Mortgage Loan Officer-Carolyn Wells
30 N Main St, Kalispell, MT 59901
(406) 758-2554 mortgage.usbank.com

An FHA loan specialist in Kalispell, Montana helps homebuyers navigate FHA-insured mortgages, which are popular in the Flathead Valley due to lower down payment requirements. Specialists must comply with Montana state licensing laws under the Montana Mortgage Act (Title 32, Chapter 9). They guide clients through FHA loan limits specific to Flathead County and Montana property appraisal standards.

What Does a FHA Loan Specialist in Kalispell Cost?

Typical costs for FHA loan specialist services in Montana include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Kalispell generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Kalispell do?
An FHA loan specialist helps borrowers apply for FHA loans, which are government-backed mortgages with lower credit score and down payment requirements. In Kalispell, they also advise on local property eligibility and Montana-specific closing procedures.
What are the FHA loan limits for Kalispell Montana?
For 2025, the FHA loan limit for a single-family home in Flathead County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to Kalispell and surrounding areas.

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