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Find FHA Loan Specialists Near You in Kalispell, MT
Directory of fha loan specialists in Kalispell, Montana. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Kalispell, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 17 fha loan specialists in Kalispell, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Paulson Team | Premier Mortgage Resources, LLC
1222 Whitefish Stage Rd, Kalispell, MT 59901
4067516266
Grizzly Mortgage
620 Treeline Rd, Kalispell, MT 59901
4068908464
Lindsay Kinniburgh at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
4068904535
Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
4067561505
Keith Valentine, Sr. Mortgage Advisor, NMLS 405843 at Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
4062530464
Mountain Lake Mortgage
162 Timberwolf Pkwy Suite C, Kalispell, MT 59901
4067512350
Reliance Lending Northwest
30 5th St E Suite 102, Kalispell, MT 59901
4067556267
Carla Weber at CrossCountry Mortgage
30 Lower Valley Rd Suite 1, Kalispell, MT 59901
4062539707
Amanda Keeland at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
4063148390
Chris Nash - Loan Officer/Certified Mortgage Advisor™
162 Timberwolf Pkwy Suite C, Kalispell, MT 59901
4062607272
Annika Harris - Mortgage Broker at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
4062102757
Beth Tullis, Loan Officer NMLS #1951881 - OneTrust Home Loans
1205 S Main St Suite 102, Kalispell, MT 59901
4066079190
Corina Fiedler at CrossCountry Mortgage
40 2nd St E Suites 203 & 204, Kalispell, MT 59901
4066094646
Shane McChesney - Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
4062532995
CrossCountry Mortgage, LLC
30 Lower Valley Rd Suite 1, Kalispell, MT 59901
4064077036
Abby Hader
2405 US-93, Kalispell, MT 59901
4068637904
U.S. Bank-Mortgage Loan Officer-Carolyn Wells
30 N Main St, Kalispell, MT 59901
4067582554
An FHA loan specialist in Kalispell, Montana helps homebuyers navigate FHA-insured mortgages, which are popular in the Flathead Valley due to lower down payment requirements. Specialists must comply with Montana state licensing laws under the Montana Mortgage Act (Title 32, Chapter 9). They guide clients through FHA loan limits specific to Flathead County and Montana property appraisal standards.
What Does a FHA Loan Specialist in Kalispell Cost?
Typical costs for FHA loan specialist services in Montana include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Kalispell generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Kalispell do?
An FHA loan specialist helps borrowers apply for FHA loans, which are government-backed mortgages with lower credit score and down payment requirements. In Kalispell, they also advise on local property eligibility and Montana-specific closing procedures.
What are the FHA loan limits for Kalispell Montana?
For 2025, the FHA loan limit for a single-family home in Flathead County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to Kalispell and surrounding areas.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.