Compare FHA Loan Specialists in Reno, NV
Browse fha loan specialists serving Reno, Nevada. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Nevada before hiring.
Showing 20 fha loan specialists in Reno, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Reno Nevada assist home buyers and homeowners with FHA insured mortgages. These loans are popular in Nevada for their lower down payment requirements and flexible credit guidelines. Local specialists understand Reno market conditions and can guide you through Nevada specific property appraisal rules.
What Does a FHA Loan Specialist in Reno Cost?
FHA loan specialist fees in Nevada typically range from 1% to 2% of the loan amount for origination and processing. Appraisal fees in Reno usually cost $500 to $700. Mortgage insurance premiums are required for all FHA loans and include an upfront premium of 1.75% of the loan amount plus an annual premium of 0.55% to 0.85%. These costs vary by loan size and borrower credit profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Reno Nevada in 2025?
For 2025 the FHA loan limit for a single family home in Washoe County is $498,257. This limit applies to most areas in Reno and Sparks. Higher limits may apply for duplexes triplexes and fourplex properties.
Do I need a special license to be an FHA loan specialist in Nevada?
FHA loan specialists in Nevada must hold a valid Mortgage Loan Originator license through the Nevada Division of Mortgage Lending. They also must complete annual continuing education on federal and state lending laws. Check the NMLS database to verify a specialist license status.
Can I use an FHA loan to buy a condo in Reno?
Yes but the condo complex must be on the FHA approved condominium list. Many Reno condos are approved but not all. Your specialist can check the HUD database to confirm eligibility before you make an offer.