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Compare fha loan specialists in Sparks. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Sparks, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 8 fha loan specialists in Sparks, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Debra Secord
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753607037
Jillian Heuer
4858 Sparks Blvd # 100, Sparks, NV 89436
7757715002
Guild Mortgage - Jennifer Fiore
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753385059
Guild Mortgage - Tasha Hastings
3150 Vista Blvd Suite 102, Sparks, NV 89436
7753607039
PrimeLending, A PlainsCapital Company - Sparks
4858 Sparks Blvd # 100, Sparks, NV 89436
7753351801
Premier Mortgage Resources, LLC | Sparks
1025 Roberta Ln, Sparks, NV 89431
7752881016
Guild Mortgage Company
3150 Vista Blvd Suite 102, Sparks, NV 89436
7752218740
Greater Nevada Mortgage
1101 Los Altos Pkwy, Sparks, NV 89436
7758886999
An FHA loan specialist in Sparks Nevada can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists understand local housing market conditions in Washoe County and can guide you through FHA requirements specific to Nevada.
What Does a FHA Loan Specialist in Sparks Cost?
Typical costs for an FHA loan in Nevada include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent. Closing costs in Sparks generally range from 2 to 5 percent of the purchase price. These costs vary based on the lender, loan amount, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Sparks Nevada?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Your specialist can review your specific situation.
Are there Nevada specific rules for FHA loans?
Nevada follows standard FHA guidelines but also has state specific laws regarding foreclosure and mortgage lending. For example, Nevada Revised Statutes Chapter 645B governs mortgage brokers and loan originators in the state. Your specialist must comply with these regulations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.