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Find FHA Loan Specialists Near You in Albuquerque, NM
Compare fha loan specialists in Albuquerque. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Albuquerque, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 20 fha loan specialists in Albuquerque, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Infiniti Mortgage, LLC
4801 Lang Ave NE UNIT 110, Albuquerque, NM 87109
5058810801
John Gabaldon at Waterstone Mortgage NMLS #422738
6733 Academy Rd NE Suite A, Albuquerque, NM 87109
5052193230
Jason Pike at Waterstone Mortgage NMLS #471725
6733 Academy Rd NE Suite A, Albuquerque, NM 87109
5058289400
New Mexico Mortgage Advisors
4811 Hardware Dr NE Ste B-1, Albuquerque, NM 87109
5058984800
Christine Turpen - PRMI Mortgage
8300 Carmel Ave NE, Albuquerque, NM 87122
5053643080
Guild Mortgage - Rosa Izzi
5941-a Jefferson St NE, Albuquerque, NM 87109
5058995626
Indigo Mortgage
5501 Eagle Rock Ave NE Bldg B, Albuquerque, NM 87113
5058365700
Premier Choice Mortgage
6330 Riverside Plaza Ln Suite 175, Albuquerque, NM 87120
5058309685
Waterstone Mortgage - Albuquerque, NM
6733 Academy Rd NE Suite A, Albuquerque, NM 87109
5058884663
Vision Mortgage Group
4901 McLeod Rd NE Suite C, Albuquerque, NM 87109
5058847283
Choice Mortgage Group New Mexico
6240 Riverside Plaza Ln Suite 200, Albuquerque, NM 87120
5053631580
Elite Financial Mortgage
8100 Wyoming Blvd NE Suite M4 #193, Albuquerque, NM 87113
5058555626
New Mexico Mortgage Company
6303 Indian School Rd NE #104, Albuquerque, NM 87110
5052923200
Iris M Guzman, NMLS 286700, PrimeLending, Loan Officer
8220 San Pedro Dr NE Suite 320, Albuquerque, NM 87113
5052502137
Guild Mortgage - Steven Sheldon
10400 Academy Rd NE Suite 111, Albuquerque, NM 87111
5052806444
Joanna Rushing, Loan Officer NMLS #1427054
8300 Carmel Ave NE STE 201, Albuquerque, NM 87122
5059176102
The Sandoval Team at Cornerstone Home Lending
6751 Academy Rd NE suite b, Albuquerque, NM 87109
5053173747
Global Funding LLC
3240 B Juan Tabo Blvd NE STE B3, Albuquerque, NM 87111
5052998822
Mortgage Solutions Financial Albuquerque
7770 Jefferson St NE Suite 108, Albuquerque, NM 87109
5052080467
Primary Residential Mortgage, Inc.
8300 Carmel Ave NE STE 201, Albuquerque, NM 87122
5053643080
An FHA loan specialist in Albuquerque helps homebuyers navigate Federal Housing Administration insured loans. These loans often require lower down payments and have flexible credit standards. In New Mexico, borrowers should be aware that state law requires a specific disclosure form for FHA loans at application, and local property tax rates in Bernalillo County can affect total loan costs.
What Does a FHA Loan Specialist in Albuquerque Cost?
Typical costs for an FHA loan specialist in Albuquerque include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title work. Total closing costs often range from 3 to 5 percent of the purchase price. For a $300,000 home this means $9,000 to $15,000 in closing costs. The upfront mortgage insurance premium is 1.75 percent of the loan amount and the annual premium varies from 0.45 to 1.05 percent depending on loan term and down payment. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Albuquerque do?
An FHA loan specialist guides borrowers through the FHA loan process from pre approval to closing. They help you understand FHA guidelines such as the 3.5 percent minimum down payment and the required mortgage insurance premium. They also assist with New Mexico specific requirements like the state mandated anti predatory lending disclosure.
What are the FHA loan limits for Albuquerque New Mexico?
For 2025, the FHA loan limit for a single family home in Bernalillo County is $498,257. This limit applies to most areas in Albuquerque. Higher limits may apply for duplexes triplexes and fourplexes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.