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Looking for a fha loan specialist in Gallup? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Gallup, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 18 fha loan specialists in Gallup, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loanmax Title Loans
921 E Historic Hwy 66, Gallup, NM 87301
5058636171
Sun Loan Company
1600 E Hwy 66, Gallup, NM 87301
5057224970
World Finance
1704 E Hwy 66, Gallup, NM 87301
5057226833
First Financial Credit Union - Downtown Gallup
307 W Aztec Ave #6303, Gallup, NM 87301
5057665600
Regional Finance
805 US-491, Gallup, NM 87301
5053996013
World Finance
1211 US-491, Gallup, NM 87301
5057269131
Clayton Homes
1110 US-491, Gallup, NM 87301
5058636022
OneMain Financial
1746 W Maloney Ave, Gallup, NM 87301
5057225306
Pinnacle Bank
107 E Aztec, Gallup, NM 87301
5057224411
Gallup Payday Loans
G7HP+JG Gallup Payday Loans, Gallup, NM 87301
5055910880
Lucky Loans
611 E Coal Ave, Gallup, NM 87301
5058635825
Mesa Loans
112 Boardman Dr, Gallup, NM 87301
5058632224
Midwest Finance
1606 E Hwy 66, Gallup, NM 87301
5057225559
TSE Bonito Finance
1575-B NM-264, Gallup, NM 87301
5053715344
World Acceptance
115 S 1st St, Gallup, NM 87301
5057226833
Star Loans New Mexico
3312 E Hwy 66, Gallup, NM 87301
5057260170
Superior Mortgage Corporation
Gallup, NM 87301
5058638912
Cash Stop
1373 W Jefferson Ave, Gallup, NM 87301
5059066400
FHA loan specialists in Gallup, New Mexico assist borrowers with government-insured mortgages. These loans are popular in McKinley County due to lower down payment requirements. New Mexico law requires all mortgage loan originators to be licensed through the New Mexico Regulation and Licensing Department.
What Does a FHA Loan Specialist in Gallup Cost?
Typical costs for FHA loan specialist services in New Mexico include an origination fee of 1% to 1.5% of the loan amount. Other costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. The FHA requires an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Gallup do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They guide you through eligibility, documentation, and closing. In Gallup, they often work with local lenders familiar with McKinley County property values.
What are the FHA loan limits for Gallup New Mexico?
For 2025, the FHA loan limit for a single-family home in McKinley County is $498,257. This amount applies to most areas in New Mexico. Higher limits may apply for multi-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.