Compare FHA Loan Specialists in Gallup, NM
Directory of fha loan specialists in Gallup, New Mexico. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Mexico before hiring.
Showing 18 fha loan specialists in Gallup, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Gallup Cost?
Typical costs for FHA loan specialist services in New Mexico include an origination fee of 1% to 1.5% of the loan amount. Other costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. The FHA requires an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Gallup do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They guide you through eligibility, documentation, and closing. In Gallup, they often work with local lenders familiar with McKinley County property values.
What are the FHA loan limits for Gallup New Mexico?
For 2025, the FHA loan limit for a single-family home in McKinley County is $498,257. This amount applies to most areas in New Mexico. Higher limits may apply for multi-unit properties.