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Compare fha loan specialists in Cranston. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Cranston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 18 fha loan specialists in Cranston, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage
647 Oaklawn Ave, Cranston, RI 02920
4014907146
The Ferranti Group of loanDepot, NMLS#174457
1615 Pontiac Ave STE 3, Cranston, RI 02920
4012335020
James Procter, Mortgage Loan Consultant, NMLS#23362 - The Ferranti Group of loanDepot
Pamela Britt | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
4014134589
An FHA loan specialist in Cranston Rhode Island can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. Rhode Island law requires all mortgage loan originators to be licensed through the state Department of Business Regulation. Working with a local specialist ensures you understand Cranston property values and Rhode Island specific closing procedures.
What Does a FHA Loan Specialist in Cranston Cost?
Typical costs for an FHA loan in Rhode Island include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Cranston generally range from 3000 to 6000 dollars. Lender origination fees vary but are often around 1 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cranston do?
An FHA loan specialist helps you apply for a government backed mortgage with lower down payment requirements. They review your credit, income, and property eligibility. They also guide you through Rhode Island specific documentation needed for FHA approval.
What are the FHA loan limits for Cranston Rhode Island?
For 2025 the FHA loan limit for a single family home in Providence County which includes Cranston is 524225 dollars. Limits are higher for duplexes triplexes and four unit properties. Your specialist can confirm the exact amount for your situation.
How long does the FHA loan process take in Rhode Island?
The typical FHA loan process in Rhode Island takes 30 to 45 days from application to closing. Rhode Island law requires a 45 day minimum notice for certain foreclosure actions but this does not apply to standard purchase loans. Your specialist will provide a timeline based on your specific case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.