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Browse fha loan specialists serving Lincoln, Rhode Island. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 6 fha loan specialists in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Province Mortgage Associates, Inc.
4291, 614 George Washington Hwy UNIT 4, Lincoln, RI 02865
4014904400
Guild Mortgage - George Pedro
ll1 & #ll3, 14 Breakneck Hill Rd, Lincoln, RI 02865
4014385176
Guild Mortgage - Scott Lacey
ll1 & #ll3, 14 Breakneck Hill Rd, Lincoln, RI 02865
4012144715
Michaela Bradford, Mortgage Professional
614 George Washington Hwy UNIT 4, Lincoln, RI 02865
4014896282
Guild Mortgage - Matt Fenster
Ll3, 14 Breakneck Hill Rd Unit Ll1, Lincoln, RI 02865
4013306968
Guild Mortgage - Monah Rhodes
Ll3, 14 Breakneck Hill Rd Unit Ll1, Lincoln, RI 02865
4014803613
An FHA loan specialist in Lincoln, Rhode Island can help you navigate the Federal Housing Administration loan process. Rhode Island has specific state laws regarding mortgage lending and property transfer taxes that may affect your FHA loan. Local specialists understand the Lincoln real estate market and can guide you through Rhode Island required disclosures and closing procedures.
What Does a FHA Loan Specialist in Lincoln Cost?
Typical costs for an FHA loan specialist in Rhode Island include an origination fee of 1 percent of the loan amount, which is often capped at $5,000. Appraisal fees range from $500 to $700. Closing costs in Rhode Island average 3 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lincoln Rhode Island in 2025?
For 2025, the FHA loan limit for a single-family home in Providence County which includes Lincoln is $498,257. Higher limits apply for multi-unit properties. These limits are set by HUD and may change annually.
What credit score is needed for an FHA loan in Rhode Island?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Rhode Island does not have additional state credit requirements beyond federal FHA rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.