Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 18 fha loan specialists in Bluffton, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gateway Mortgage
27 Towne Dr #301, Bluffton, SC 29910
8438152999
The Kristoff Team at CrossCountry Mortgage
181 Bluffton Rd Suite F-1012 Unit 2, Bluffton, SC 29910
8436035924
Jet HomeLoans
12 Johnston Way Suites A & B, Bluffton, SC 29910
8439494189
PMC Mortgage Corporation
1 Mallet Way Unit 101, Bluffton, SC 29910
8438363111
Mike Little - Gateway Mortgage
27 Towne Dr #301, Bluffton, SC 29910
8433218773
Meredith Watson | SouthState Mortgage
9 Oak Forest Rd, Bluffton, SC 29910
8438371150
Unisource Mortgage Services Inc
29 Plantation Park Dr #113, Bluffton, SC 29910
8438159090
Jack Little - Gateway Mortgage
27 Towne Dr #301, Bluffton, SC 29910
8433218832
Chuck Reed at Intercoastal Mortgage, LLC
110 Traders Cross Second Floor, Bluffton, SC 29909
8434733095
Caliber Home Loans, Inc. - Bluffton, SC
10 Westbury Pk Wy Suite C-1, Bluffton, SC 29910
7409734123
Fairway Independent Mortgage Corporation
181 Bluffton Rd Suite B103, Bluffton, SC 29910
8437577552
Jacqueline Alcock
4 State Of Mind St Suite 300, Bluffton, SC 29910
8433683404
Patrick Oleary
4 State Of Mind St Suite 300, Bluffton, SC 29910
8433845569
Acrisure Mortgage, LLC
110 Traders Cross 1st Floor, Office 213, Bluffton, SC 29909
8667668885
Mortgage Equity Partners Jimmy Atkins JR., MLO# 133206
1 Promenade St Suite 203, Bluffton, SC 29910
8438375626
Lisa Souls - Coastal States Mortgage
30 William Pope Dr # 101, Bluffton, SC 29909
8437051229
Mike Quigley - Mortgage Loan Officer
1021 Fording Island Rd, Bluffton, SC 29910
8433685743
Guild Mortgage Company
1323 May River Rd Suite 201, Bluffton, SC 29910
8432279911
What Does a FHA Loan Specialist in Bluffton Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Appraisal fees in Bluffton often range from $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bluffton South Carolina?
For 2024 the FHA loan limit for a single-family home in Beaufort County is $498,257. This limit is higher than the standard floor because Bluffton is in a high-cost area. Your specialist can confirm current limits based on property type.
Do I need a special license to be an FHA loan specialist in South Carolina?
Yes. All mortgage loan originators in South Carolina must be licensed through the NMLS and complete pre-licensing education. They must also pass a criminal background check and meet continuing education requirements each year.
Can I use an FHA loan to buy a second home in Bluffton?
No. FHA loans are for primary residences only. You must occupy the home as your main dwelling within 60 days of closing. This rule applies to all FHA loans in South Carolina.