Compare FHA Loan Specialists in Daniel Island, SC
Browse fha loan specialists serving Daniel Island, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 4 fha loan specialists in Daniel Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Daniel Island Cost?
FHA loan specialist fees in South Carolina typically range from 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan. Annual mortgage insurance premiums vary from 0.15 to 0.75 percent. Closing costs in Daniel Island average 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Daniel Island South Carolina?
FHA loan limits for Daniel Island follow Berkeley County limits. For 2024 the single-family home limit is $498,257. Limits may change annually based on median home prices in the area.
Do FHA loans require a specific credit score in South Carolina?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
What documents do I need for an FHA loan in Daniel Island?
You need recent pay stubs, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. South Carolina lenders also require proof of residency and a signed purchase agreement for the property.