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Compare FHA Loan Specialists in Boiling Springs, SC
Looking for a fha loan specialist in Boiling Springs? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Boiling Springs, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 3 fha loan specialists in Boiling Springs, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2528 Boiling Springs Rd ste h, Boiling Springs, SC 29316
8648140220
Pathway Mortgage
2117 Boiling Springs Rd, Boiling Springs, SC 29316
8648140710
1st Franklin Financial
2642 Boiling Springs Rd Suite A, Boiling Springs, SC 29316
8648142626
FHA loan specialists in Boiling Springs South Carolina help homebuyers secure government-backed mortgages with lower down payments. South Carolina law requires all mortgage loan originators to be licensed through the NMLS. Local specialists understand the Spartanburg County housing market and can guide you through FHA loan limits and property requirements.
What Does a FHA Loan Specialist in Boiling Springs Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 to 2 percent of the loan amount. Closing costs usually range from 3 to 6 percent of the purchase price. Appraisal fees in the Boiling Springs area are around $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Boiling Springs South Carolina?
For 2024 the FHA loan limit for a single family home in Spartanburg County is $498,257. This limit applies to most areas in Boiling Springs and may change each year based on the local median home price.
What credit score is needed for an FHA loan in South Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have their own requirements above the FHA minimum.
Do FHA loans require mortgage insurance in South Carolina?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual MIP which varies based on loan term and amount. This insurance protects the lender if you default on the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.