Find FHA Loan Specialists in Greenville, SC
Compare fha loan specialists in Greenville. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 fha loan specialists in Greenville, SC
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An FHA loan specialist in Greenville South Carolina helps homebuyers navigate FHA insured mortgages which require a lower down payment and flexible credit guidelines. South Carolina law requires all mortgage loan originators to be licensed through the NMLS and meet state education standards. Working with a local specialist ensures you understand Greenville specific property values and closing procedures.
What Does a FHA Loan Specialist in Greenville Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Closing costs in Greenville range from 3000 to 6000 dollars depending on the property and lender. Annual mortgage insurance premiums are 0.55 to 0.85 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Greenville South Carolina?
For 2024 the FHA loan limit for a single family home in Greenville County is 498257 dollars. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Check with your specialist for the exact amount based on current guidelines.
What credit score is needed for an FHA loan in South Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but must put down 10 percent. South Carolina lenders may have overlays requiring a higher score so ask your specialist.
How long does an FHA loan closing take in Greenville?
A typical FHA loan closing in Greenville takes 30 to 45 days from application to funding. This timeline includes appraisal underwriting and compliance with South Carolina closing laws. Delays can occur if the property needs repairs required by FHA standards.