Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 fha loan specialists in Irmo, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Inland Home Mortgage: Shelley Woodward
7801 St Andrews Rd suite a2, Irmo, SC 29063
8036384284
Flow Mortgage - Josh Collins
7554 Woodrow St Suite 104, Irmo, SC 29063
8033311716
What Does a FHA Loan Specialist in Irmo Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 percent of the loan amount plus third-party fees for appraisal and credit report. Total closing costs often range from 3 to 5 percent of the purchase price. The FHA also requires an upfront mortgage insurance premium of 1.75 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Irmo?
An FHA loan specialist guides you through the application process for a Federal Housing Administration loan. They help you check eligibility requirements and prepare necessary documents. They also explain South Carolina specific rules like property tax and insurance needs.
What are the FHA loan limits for Irmo South Carolina?
For 2024 the FHA loan limit for a single-family home in Richland County where Irmo is located is $498,257. Higher limits apply for multi-unit properties. These limits are set by the Department of Housing and Urban Development and can change each year.
How do I choose an FHA loan specialist in Irmo?
Look for a specialist who is licensed in South Carolina and has experience with local real estate. Check their NMLS number and read client reviews. You can also ask about their knowledge of South Carolina specific programs like the SC Housing down payment assistance.