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Compare fha loan specialists in Lake Wylie. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Lake Wylie, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 4 fha loan specialists in Lake Wylie, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Melanie Bundy, Canopy Mortgage
1414 Village Harbor Dr, Lake Wylie, SC 29710
7048405548
George Violante at CrossCountry Mortgage
264 Latitude Ln Suite 102 Offices 1&4, Lake Wylie, SC 29710
7045773301
Capital South Funding
4609 Charlotte Hwy STE 4, Lake Wylie, SC 29710
8036565888
The Bundy Team at Canopy Mortgage
4381 Charlotte Hwy Suite 102-B, Lake Wylie, SC 29710
7048405548
FHA loan specialists in Lake Wylie, South Carolina help homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. South Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist ensures you understand how FHA guidelines apply to properties in York County and the Lake Wylie area.
What Does a FHA Loan Specialist in Lake Wylie Cost?
Typical costs for an FHA loan specialist in South Carolina include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance. Closing costs in South Carolina generally range from 2 to 5 percent of the purchase price. These costs vary based on the lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lake Wylie do?
An FHA loan specialist guides you through the application process for a Federal Housing Administration insured loan. They help determine your eligibility, review your credit and income, and explain specific requirements for homes in Lake Wylie and surrounding areas.
What are the FHA loan limits for Lake Wylie South Carolina?
For 2024, the FHA loan limit for a single-family home in York County is $498,257. This amount can change annually based on the county median home price. A local specialist can confirm the current limit for your specific property.
How do I choose an FHA loan specialist in Lake Wylie?
Look for a licensed mortgage loan originator in South Carolina with experience processing FHA loans. You can verify a license through the NMLS Consumer Access website. Ask about their familiarity with local appraisers and property types common in Lake Wylie.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.