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Compare FHA Loan Specialists in Lancaster, SC

Looking for a fha loan specialist in Lancaster? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Lancaster, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 10 fha loan specialists in Lancaster, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Secured Loans
980 N Main St, Lancaster, SC 29720
(803) 404-5312 titlemax.com
Regional Finance
1137-B Lancaster Bypass W, Lancaster, SC 29720
(803) 572-4498 branches.regionalfinance.com
Mariner Finance
1220 SC-9 Bypass, Lancaster, SC 29720
(803) 291-9870 locations.marinerfinance.com
1st Franklin Financial
1123 Hwy 9 Bypass W Suite D, Lancaster, SC 29720
(803) 283-1933 1ffc.com
Security Finance
302 N Main St Suite B, Lancaster, SC 29720
(803) 871-3816 securityfinance.com
Truist
600 N Main St, Lancaster, SC 29720
(803) 283-9936 truist.com
Lancaster Financial Services, Inc.
116 Woodland Dr a, Lancaster, SC 29720
(803) 286-8700
Greg Johnson, Finance of America Mortgage LLC
106B Woodland Dr, Lancaster, SC 29720
(803) 283-4271 foamortgage.com
Hometown Finance Loan & Tax Service
114 E Gay St, Lancaster, SC 29720
(839) 269-3655 htfinance.com
First Choice Mortgage
108 Woodland Dr D, Lancaster, SC 29720
(803) 283-4271

FHA loan specialists in Lancaster South Carolina help homebuyers navigate FHA-insured mortgages. These loans are popular for first-time buyers and those with lower credit scores. South Carolina law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.

What Does a FHA Loan Specialist in Lancaster Cost?

Typical costs for an FHA loan in South Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance of about 0.55 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Lancaster?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Local specialists can review your specific credit profile.
Are there South Carolina specific FHA loan limits for Lancaster?
Yes, FHA loan limits vary by county. For Lancaster County in 2025, the single-family home limit is typically around $498,257. This amount is adjusted annually based on median home prices.
What documents do I need for an FHA loan application in South Carolina?
You will need pay stubs, W-2 forms, tax returns from the last two years, bank statements, and a valid ID. South Carolina also requires proof of homeowners insurance before closing.

FHA Loan Specialists in Other South Carolina Cities

Aiken · Anderson · Beaufort · Bluffton · Boiling Springs · Chapin · Charleston · Clemson · Columbia · Conway · Daniel Island · Easley · Elgin · Florence · Fort Mill

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of South Carolina.

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