Find FHA Loan Specialists in Rock Hill, SC
Compare fha loan specialists in Rock Hill. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 10 fha loan specialists in Rock Hill, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Rock Hill Cost?
Typical costs for FHA loan specialist services in South Carolina include an origination fee of 1 to 1.5 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Rock Hill average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Rock Hill?
An FHA loan specialist helps you apply for a government backed mortgage. They review your credit, income, and property eligibility. They also explain South Carolina specific requirements like flood insurance in certain areas.
What are the FHA loan limits for Rock Hill South Carolina?
For 2024 the FHA loan limit for a single family home in York County is $498,257. This limit applies to most areas in Rock Hill. Higher limits may apply for duplexes and larger properties.
Do I need a special license to work with an FHA loan specialist in South Carolina?
FHA loan specialists must be licensed mortgage loan originators in South Carolina. They must pass the SAFE Act test and register with the Nationwide Mortgage Licensing System. You can verify a license on the NMLS consumer access website.