FHA Loan Specialists in Beloit, WI
Looking for a fha loan specialist in Beloit? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 14 fha loan specialists in Beloit, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Beloit Cost?
Typical costs for FHA loan services in Wisconsin include an origination fee of 0.5 to 1.5 percent of the loan amount. Third-party fees such as appraisal and credit report costs range from $400 to $800. Closing costs in Wisconsin generally total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Beloit Wisconsin?
For 2025 the FHA loan limit for a single-family home in Rock County Wisconsin is $498,257. This limit applies to Beloit and surrounding areas. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a down payment for an FHA loan in Wisconsin?
FHA loans require a minimum down payment of 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. Wisconsin does not have additional state-level down payment requirements.
What is the mortgage insurance requirement for FHA loans in Wisconsin?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual MIP that varies from 0.15 to 0.75 percent depending on your loan term and loan-to-value ratio. This insurance protects the lender if you default.