Find FHA Loan Specialists Near You in Eau Claire, WI
Browse fha loan specialists serving Eau Claire, Wisconsin. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 16 fha loan specialists in Eau Claire, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Eau Claire Cost?
Typical costs for FHA loan services in Wisconsin include an upfront mortgage insurance premium of 1.75% of the loan amount and annual MIP ranging from 0.45% to 1.05% depending on loan term and down payment. Lender fees may range from $500 to $1,500, and appraisal costs in Eau Claire average $400 to $600. Closing costs generally total 3% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Eau Claire do?
An FHA loan specialist helps borrowers understand FHA loan requirements, complete applications, and meet Wisconsin-specific lending rules. They assist with credit score minimums, debt-to-income ratios, and property appraisal standards set by HUD for the Eau Claire area.
What are the FHA loan limits for Eau Claire County in 2025?
For 2025, the FHA loan limit for a single-family home in Eau Claire County is $498,257. This limit applies to most areas in Wisconsin and is adjusted annually based on local median home prices.
Do I need a special license to offer FHA loans in Wisconsin?
Yes, FHA loan specialists in Wisconsin must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete annual continuing education on federal and state lending laws, including Wisconsin's mortgage broker regulations.