Find FHA Loan Specialists Near You in Elkhorn, WI
Directory of fha loan specialists in Elkhorn, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 11 fha loan specialists in Elkhorn, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Elkhorn Wisconsin can help you navigate the requirements for a Federal Housing Administration insured mortgage. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Elkhorn real estate market conditions and can guide you through FHA appraisal and underwriting standards.
What Does a FHA Loan Specialist in Elkhorn Cost?
Typical costs for an FHA loan in Wisconsin include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Elkhorn range from 2 to 5 percent of the purchase price. These costs vary by lender, loan amount, and property type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Elkhorn Wisconsin?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Your specialist will review your full credit profile and Wisconsin specific requirements.
What are the FHA loan limits for Walworth County in 2025?
For Walworth County Wisconsin the 2025 FHA loan limit for a single family home is $498,257. Higher limits apply for two unit, three unit, and four unit properties. Your specialist can confirm current limits for your specific loan type.
How long does an FHA loan closing take in Wisconsin?
A typical FHA loan closing in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. Your specialist will help you prepare documents to keep the process on schedule.