Compare FHA Loan Specialists in Onalaska, WI
Browse fha loan specialists serving Onalaska, Wisconsin. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 15 fha loan specialists in Onalaska, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Onalaska Cost?
Typical costs for an FHA loan specialist in Wisconsin include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Lender origination fees range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Onalaska average $500 to $700. Closing costs generally total 2 to 5 percent of the loan value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Onalaska, Wisconsin?
For 2025, the FHA loan limit for a single-family home in La Crosse County, which includes Onalaska, is $498,257. This limit applies to standard FHA loans and is set annually by the Department of Housing and Urban Development.
What is the minimum down payment for an FHA loan in Wisconsin?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. Borrowers must have a credit score of at least 580 to qualify for this low down payment option.
Are there Wisconsin-specific requirements for FHA loans?
Wisconsin does not have state-specific FHA loan laws, but borrowers must comply with federal FHA guidelines. All Wisconsin mortgage loan originators must hold an active license through the Wisconsin Department of Financial Institutions and the NMLS.