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Find FHA Loan Specialists Near You in St Croix Falls, WI

Compare fha loan specialists in St Croix Falls. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
St Croix Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 fha loan specialists in St Croix Falls, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage - St.Croix Falls Branch
2046 US-8, St Croix Falls, WI 54024
6122407256
Bella Nelson at CrossCountry Mortgage
2046 US-8, St Croix Falls, WI 54024
7158083464

An FHA loan specialist in St Croix Falls Wisconsin helps home buyers and homeowners secure loans insured by the Federal Housing Administration. These loans are popular in Wisconsin because they allow lower down payments and more flexible credit requirements. Local specialists understand the St Croix Falls real estate market and can guide you through Wisconsin specific closing procedures and property condition rules.

What Does a FHA Loan Specialist in St Croix Falls Cost?

Typical costs for an FHA loan in Wisconsin include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan term and down payment. Closing costs in St Croix Falls usually range from 2% to 5% of the purchase price. Lender fees may include an origination fee of 0.5% to 1% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for St Croix Falls Wisconsin?
For 2025 the FHA loan limit for a single family home in Polk County is typically around $498,257. This amount can change each year based on the national conforming loan limit. A local specialist can confirm the exact limit for your situation.
Do I need a special license to be an FHA loan specialist in Wisconsin?
Yes in Wisconsin mortgage loan originators must be licensed through the Nationwide Multistate Licensing System (NMLS). They must also complete continuing education courses approved by the Wisconsin Department of Financial Institutions.