Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 3 fha loan specialists in Waterford, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home State Bank N.A.
229 E Main St, Waterford, WI 53185
2625140058
APM - Wisconsin - Bill Meisel
4829 Riverside Rd, Waterford, WI 53185
2622814982
Nichole Stern, Residential Loan Officer - NMLS #523789
217 N Milwaukee St, Waterford, WI 53185
2622246317
What Does a FHA Loan Specialist in Waterford Cost?
Typical costs for FHA loan specialist services in Wisconsin include an origination fee which is usually 1 percent of the loan amount. You may also pay for an appraisal costing $500 to $700 and a credit report fee of $30 to $50. Closing costs in Waterford generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Waterford do?
An FHA loan specialist helps you prepare your application, gather required documents, and ensures the property meets FHA minimum standards. They also explain Wisconsin specific requirements such as the state's unique deed and title transfer laws.
What are the FHA loan limits for Waterford Wisconsin?
For 2025 the FHA loan limit for a single family home in Racine County including Waterford is $498,257. This limit applies to most standard FHA purchase and refinance loans in the area.
Do I need a special license to work with an FHA loan specialist in Wisconsin?
FHA loan specialists in Wisconsin must hold a valid mortgage loan originator license from the Wisconsin Department of Financial Institutions. They also must complete annual continuing education on federal and state lending laws.