Find First-Time Home Buyer Specialists in Kahului, HI
Looking for a first-time home buyer specialist in Kahului? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 12 first-time home buyer specialists in Kahului, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Kahului, Hawaii helps you navigate the unique local market and state specific programs. These specialists understand Hawaii Revised Statutes regarding real estate disclosures and the Hawaii Home Ownership Center programs. They guide you through the process from pre-approval to closing on a property in Maui County.
What Does a First-Time Home Buyer Specialist in Kahului Cost?
Typical costs for a first-time home buyer specialist in Kahului range from 1 percent to 3 percent of the purchase price as a commission, often paid by the seller. Additional costs include a home inspection costing 300 to 600 dollars, an appraisal from 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. Hawaii specific costs include conveyance tax and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What Hawaii specific programs help first-time home buyers in Kahului?
The Hawaii Housing Finance and Development Corporation offers the Hula Mae Single Family Mortgage Loan Program for qualified first-time buyers. The Hawaii Home Ownership Center also provides education and down payment assistance grants. These programs have income limits and require a home buyer education course.
What is the typical timeline to close on a home in Kahului as a first-time buyer?
A standard real estate purchase in Hawaii usually takes 30 to 45 days from offer acceptance to closing. However, first-time buyers using specific loan programs may need 45 to 60 days. Your specialist will help coordinate inspections, appraisals, and final loan approval within this period.