Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 19 first-time home buyer specialists in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Wong - Hawaii Real Estate
46 Hoolai St Suite D, Kailua, HI 96734
(808) 306-7242
teamwonghawaii.com
Hawaii Realty International - A team of Compass
629 Kailua Rd #110, Kailua, HI 96734
(808) 657-6000
hawaiirealtyinternational.com
Susan Borochov - Hawaii Realtor
419B Kuulei Rd, Kailua, HI 96734
(808) 478-0330
susansellshawaii.com
Cori Hamilton, Realtor/Broker
970 N Kalaheo Ave C215, Kailua, HI 96734
(808) 375-3959
corihamilton.com
Jill M Ward | Homes of Hawai'i Real Estate
315 Uluniu St #201a, Kailua, HI 96734
(808) 783-0183
jillward808.com
Daniel Lee Kim - Award Winning Realtor
319 Hahani St, Kailua, HI 96734
(808) 292-3427
alohaagentdaniel.com
Cathy Bridges, Realtor at Compass Kailua
629 Kailua Rd #110, Kailua, HI 96734
(808) 840-3060
bridgesandheim.com
HB Homes Inc. Real Estate & Property Management
354 Uluniu St Suite 402, Kailua, HI 96734
(808) 497-7311
teamhbhomes.com
Karen Riley, CFSP, ABR, GREEN, MRP - Oahu Realtor | Keller Williams Honolulu
970 N Kalaheo Ave Suite A-208, Kailua, HI 96734
(808) 829-8290
karen.unitedhomegroup.com
Kasandra Shriver (R), HomeQuest, Realtors LLC
151 Hekili St Suite 220, Kailua, HI 96734
(808) 221-8904
The Heidi and Leslie Real Estate Team | Keller Williams Honolulu
970 N Kalaheo Ave A-208, Kailua, HI 96734
(808) 810-6171
heidiandleslieteam.kw.com
What Does a First-Time Home Buyer Specialist in Kailua Cost?
Typical costs for a first-time home buyer specialist in Hawaii range from 2.5% to 3% of the purchase price as a commission paid by the seller. Some specialists charge a flat fee of 3000 to 5000 dollars for buyer representation. Additional costs include appraisal fees of 500 to 700 dollars and title insurance of 0.5% of the home value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Kailua?
A specialist helps you find suitable homes and connect with lenders. They also explain Hawaii specific programs like the HHOC down payment assistance. They ensure you understand local rules for fee simple versus leasehold properties.
Are there special loan programs for first-time buyers in Hawaii?
Yes Hawaii offers the Hula Mae and HHOC loan programs with low down payments. The state also has a Mortgage Credit Certificate program for tax savings. A specialist can help you qualify for these programs.