Compare First-Time Home Buyer Specialists in Lahaina, HI
Directory of first-time home buyer specialists in Lahaina, Hawaii. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 16 first-time home buyer specialists in Lahaina, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Lahaina helps you navigate the unique Hawaii real estate market. These professionals understand local programs like the Hawaii Housing Finance and Development Corporation (HHFDC) down payment assistance. They also guide you through island-specific issues such as leasehold properties and condominium association rules.
What Does a First-Time Home Buyer Specialist in Lahaina Cost?
Typical costs for a first-time home buyer specialist in Hawaii range from 2.5 to 3 percent of the purchase price, often paid by the seller. Additional fees may include a buyer broker agreement fee of 500 to 1,000 dollars. Costs vary by case and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Lahaina?
A specialist helps you find suitable homes, explains Hawaii financing options, and guides you through the purchase process. They also assist with local programs like the HHFDC down payment loan. Their goal is to make your first home purchase smooth and informed.
Are there special programs for first-time buyers in Hawaii?
Yes, Hawaii offers the HHFDC down payment assistance program which provides up to 5 percent of the purchase price. Buyers must complete a home buyer education course and meet income limits. These funds do not need to be repaid if you live in the home for 10 years.