Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 9 mortgage brokers in Ballston Spa, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Haus Capital Corporation - Saratoga
10 Blacksmith Dr, Ballston Spa, NY 12020
(518) 366-8608
hauscapitalcorp.com
Theresa Medici Licensed Real Estate Associate Broker
1487 Saratoga Rd, Ballston Spa, NY 12020
(631) 680-6773
Edward Jones - Financial Advisor: Dominic J Garrant
220 Church Ave Suite #3, Ballston Spa, NY 12020
(518) 885-2773
edwardjones.com
Great Plains National Bank Mortgage Division
20 Prospect St #312, Ballston Spa, NY 12120
(518) 877-9810
What Does a Mortgage Broker in Ballston Spa Cost?
Typical mortgage broker costs in New York range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay for an appraisal and credit report. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ballston Spa?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that match your needs. In New York, brokers must provide a written disclosure of their fees and any lender compensation.
Do I need a mortgage broker to buy a home in New York?
No, you can apply directly with banks or credit unions. However, a broker can save you time by comparing multiple lenders at once. New York law requires brokers to act in your best interest under the state's licensing rules.
How do I choose a mortgage broker in Ballston Spa?
Look for a licensed broker with experience in New York mortgage regulations. Check their reviews and ask about their fee structure. It is wise to interview a few brokers before making a decision.
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