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Find Mortgage Lenders Near You in Fort Payne, AL

Compare mortgage lenders in Fort Payne. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Fort Payne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 18 mortgage lenders in Fort Payne, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
1411 Glenn Blvd SW Suite B, Fort Payne, AL 35967
2568451339
Sun Loan Company
1801 Gault Ave N Ste 101, Fort Payne, AL 35967
2569979999
World Finance
601 Gault Ave S Ste 300, Fort Payne, AL 35967
2568456791
Liberty Finance of Fort Payne
1949 Gault Ave N Suite 103, Fort Payne, AL 35967
2568442208
1st Franklin Financial
1200 Dekalb Plaza Blvd SW, Fort Payne, AL 35967
2568455500
Security Finance
2207 Gault Ave N suite e, Fort Payne, AL 35967
2569970511
Tower Loan
318 Gault Ave N, Fort Payne, AL 35967
2563046910
WinSouth Credit Union
101 Drinkard Dr NW, Fort Payne, AL 35967
2568453960
Regional Finance
103 Cracker Barrel Rd, Fort Payne, AL 35968
2568459007
Credit Central
607 Gault Ave N # D, Fort Payne, AL 35967
2568454784
Liberty Tax & Loans
601 Gault Ave S #500, Fort Payne, AL 35967
2568457223
Cash Express
2207 Gault Ave N a1, Fort Payne, AL 35967
2562736710
First Southern State Bank
2128 Gault Ave N, Fort Payne, AL 35967
2568456550
Republic Finance
1906 Glenn Blvd SW Suite 700, Fort Payne, AL 35968
2568454450
Victorian Finance - Fort Payne
1000 Gault Ave S E, Fort Payne, AL 35967
2569961421
PNC Mortgage
200 Gault Ave N, Fort Payne, AL 35967
2568451210
Regions Mortgage
Grand Ave S, Fort Payne, AL 35967
8003256000
FFB Ag Finance, Inc. - Poultry Lending Division
2201 Gault Ave N # G, Fort Payne, AL 35967
2568454270

Fort Payne Alabama mortgage lenders help home buyers and homeowners secure financing for property purchases and refinancing. Alabama law requires mortgage lenders to be licensed through the Alabama State Banking Department. Local lenders in Fort Payne understand the unique housing market in DeKalb County and can guide you through the loan process.

What Does a Mortgage Lender in Fort Payne Cost?

Typical costs for a mortgage in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fort Payne?
You will need recent pay stubs, tax returns for the last two years, bank statements, and a valid photo ID. Alabama lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Alabama?
A typical mortgage closing in Alabama takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer than expected.
Are there down payment assistance programs for Fort Payne home buyers?
Yes, Alabama offers down payment assistance through programs like the Alabama Housing Finance Authority. These programs provide grants or low interest loans to qualified first time home buyers in Fort Payne.