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Looking for a mortgage lender in Gadsden? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Gadsden, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 19 mortgage lenders in Gadsden, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
435 George Wallace Dr, Gadsden, AL 35903
2565432228
World Finance
233 S 3rd St, Gadsden, AL 35901
2565432038
Sun Loan Company
901 Rainbow Dr B, Gadsden, AL 35901
2563990060
Advance America
2619 W Meighan Blvd, Gadsden, AL 35904
2565479544
First Federal Mortgage
644 Walnut St Suite 1, Gadsden, AL 35901
2564424838
Tower Loan
416 Chestnut St, Gadsden, AL 35901
2564569735
Security Finance
437 George Wallace Dr, Gadsden, AL 35903
2565699947
1st Franklin Financial
441 George Wallace Dr, Gadsden, AL 35903
2565467700
Gadsden Finance, Inc.
104 E Meighan Blvd, Gadsden, AL 35903
2565430105
Guild Mortgage Company
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854612
Erika Westcott, Movement Mortgage
601 S 5th St, Gadsden, AL 35901
2564410922
Guild Mortgage - Cliff Daugherty
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854614
OneMain Financial
455 George Wallace Dr, Gadsden, AL 35903
2565430600
Lendmark Financial Services LLC
510 E Meighan Blvd Suite A-4, Gadsden, AL 35903
2565154820
PIB Mortgage
2100 Club Dr #250, Gadsden, AL 35901
2565157950
Exchange Mortgage
230 N 3rd St, Gadsden, AL 35901
2565045841
Purchase and Refinance Mortgages in Gadsden
WEISS, 315 Broad St, Gadsden, AL 35901
2566395626
PNC Mortgage
601 Broad St, Gadsden, AL 35901
2565438000
Wendy Jones
2331 Rainbow Dr # A, Gadsden, AL 35901
2564565240
Mortgage lenders in Gadsden, Alabama help homebuyers and homeowners secure financing for purchases and refinancing. Alabama law requires mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Gadsden real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Gadsden Cost?
Typical costs for a mortgage in Alabama include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gadsden?
You typically need pay stubs, tax returns, bank statements, and a government ID. Alabama lenders may also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in Alabama?
The process usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
Are there first-time home buyer programs in Alabama?
Yes, the Alabama Housing Finance Authority offers programs like Step Up and Advantage for first-time buyers. These provide down payment assistance and competitive interest rates for qualified borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.