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Browse mortgage lenders serving Gulf Shores, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Gulf Shores, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage lenders in Gulf Shores, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FirstBank Mortgage
113 E 20th Ave, Gulf Shores, AL 36542
8002006462
Georgia Kelley - Coastal Mortgage Team at Edge Home Finance
1544 W 2nd St #106, Gulf Shores, AL 36542
2516108066
Barr Group Mortgage
1703 Gulf Shores Pkwy, Gulf Shores, AL 36542
2519751800
Fountain Home Loans | DSCR Loans Mortgage Broker Lending Company
232 Professional Ct C4, Gulf Shores, AL 36542
2512074300
Joey Parker | SouthState Mortgage
1560 W 2nd St, Gulf Shores, AL 36542
2512698328
Kelly Hobbs Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601
Bank of England Mortgage
1229 Gulf Shores Pkwy, Gulf Shores, AL 36542
2513018518
Rocket Mortgage - Loren Tunnicliffe - Local Loan Officer
3145 Gulf Shores Pkwy, Gulf Shores, AL 36542
5126369575
Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601
Mortgage lenders in Gulf Shores Alabama help home buyers and homeowners secure financing for residential properties. Alabama law requires all mortgage loan originators to be licensed through the Alabama Banking Department. Local lenders understand the unique real estate market in Gulf Shores including beachfront properties and flood zone requirements.
What Does a Mortgage Lender in Gulf Shores Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs in Baldwin County generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage pre approval in Gulf Shores?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. Alabama lenders also require proof of homeowners insurance which often includes flood insurance for coastal properties.
How long does the mortgage process take in Alabama?
The mortgage process in Alabama usually takes 30 to 45 days from application to closing. This timeline can vary based on the loan type and property appraisal. Alabama law requires a three day right of rescission for most refinance loans.
Are there special mortgage programs for first time home buyers in Alabama?
Yes, the Alabama Housing Finance Authority offers the Step Up program with down payment assistance for qualified first time buyers. Local Gulf Shores lenders also offer FHA and USDA loans which have lower down payment requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.