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Compare Mortgage Lenders in Indianola, IA

Browse mortgage lenders serving Indianola, Iowa. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Indianola, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 2 mortgage lenders in Indianola, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Journey Mortgage LLC
2500 W 2nd Ave Ste 4, Indianola, IA 50125
(515) 416-4643 journeymortgage.org
Linda Frazier at Rate (NMLS #657492)
113 E Salem Ave Suite 103, Indianola, IA 50125
(515) 348-5996 rate.com

Mortgage lenders in Indianola, Iowa help homebuyers and homeowners secure financing for purchases and refinancing. Iowa law requires lenders to be licensed through the Iowa Division of Banking. Local lenders understand the Indianola real estate market and can guide you through state-specific programs like the Iowa Finance Authority first-time homebuyer assistance.

What Does a Mortgage Lender in Indianola Cost?

Typical costs for a mortgage lender in Iowa include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Indianola?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three-day right of rescission for refinances, which can add a few days.
Are there first-time homebuyer programs in Indianola?
Yes, the Iowa Finance Authority offers down payment assistance and low-interest loans for first-time buyers. Income limits and property price caps apply based on Warren County guidelines.

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