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Find Mortgage Lenders in Sioux City, IA

Looking for a mortgage lender in Sioux City? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Sioux City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 20 mortgage lenders in Sioux City, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Bank
5801 Sunnybrook Dr, Sioux City, IA 51106
(712) 224-4000 nw.bank
Premier Credit Union
103 S Fairmount St, Sioux City, IA 51106
(712) 255-3400 premiercu.org
OneMain Financial
1776 Hamilton Blvd, Sioux City, IA 51103
(712) 252-9771 onemainfinancial.com
Joe Strub | Mortgage Advisor | NMLS# 709703
103 Virginia St STE 200, Sioux City, IA 51101
(712) 318-2150 charterwest.com
Siouxland Federal Credit Union
2920 Gordon Dr, Sioux City, IA 51105
(712) 266-8811 siouxlandfederalcu.com
Siouxland Federal Credit Union
4709 Southern Hills Dr, Sioux City, IA 51106
(712) 224-1015 siouxlandfederalcu.com
Megan Van Wettering-U.S. Bank Mortgage
4608 Morningside Ave, Sioux City, IA 51106
(712) 258-0240 mortgage.usbank.com
Siouxland Federal Credit Union
3095 Floyd Blvd, Sioux City, IA 51104
(712) 224-1005 siouxlandfederalcu.com
Primebank
2700 Hamilton Blvd, Sioux City, IA 51104
(712) 224-4777 primebank.bank
CharterWest Bank Mortgage Center-Sioux City, IA
103 Virginia St STE 200, Sioux City, IA 51101
(712) 318-2150 charterwest.com
Farm Credit Services of America
4512 S Lakeport St, Sioux City, IA 51106
(712) 271-1262 fcsamerica.com
Central Bank Mortgage Lending Office
1114 4th St, Sioux City, IA 51101
(712) 226-2265 mycentral.bank
Mortgage Solutions Of Siouxland, Inc.
1515 Whitcher Ave, Sioux City, IA 51109
(712) 522-5658
Commercial Lending Sioux City IA
4280 Sergeant Rd, Sioux City, IA 51106
(712) 248-4820
Mortgage Loans - Sioux City
247 Nebraska St, Sioux City, IA 51101
(844) 384-1712
Central Bank Mortgage Lending Office
302 Jones St STE 100, Sioux City, IA 51101
(712) 226-5363 mycentral.bank
Melissa Moody - Mortgage Lender - Northwest Bank
5801 Sunnybrook Dr, Sioux City, IA 51106
(712) 224-4000 nw.bank
US Bank Mortgage
2900 Hamilton Blvd, Sioux City, IA 51104
(712) 255-3240 usbank.com
Introlend Home Results
103 S Virginia St Suite 100, Sioux City, IA 51101
(712) 253-5368 introlendmortgage.com
Teresa DeWolf - Heritage Bank Mortgage Lender
4530 Singing Hills Blvd, Sioux City, IA 51106
(712) 271-8004 heritagebankna.com

Mortgage lenders in Sioux City, Iowa help home buyers and homeowners secure financing for residential properties. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. Local lenders understand the Sioux City housing market and can guide you through conventional, FHA, VA, and USDA loan options.

What Does a Mortgage Lender in Sioux City Cost?

Typical costs for a mortgage lender in Iowa include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,500 to 3,000 dollars. Closing costs in Iowa generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sioux City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Lenders also check your credit score and debt to income ratio.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three business day waiting period after you receive the Closing Disclosure before you can close.

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