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Looking for a mortgage lender in Sioux City? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Sioux City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 20 mortgage lenders in Sioux City, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Bank
5801 Sunnybrook Dr, Sioux City, IA 51106
7122244000
Premier Credit Union
103 S Fairmount St, Sioux City, IA 51106
7122553400
OneMain Financial
1776 Hamilton Blvd, Sioux City, IA 51103
7122529771
Joe Strub | Mortgage Advisor | NMLS# 709703
103 Virginia St STE 200, Sioux City, IA 51101
7123182150
Siouxland Federal Credit Union
2920 Gordon Dr, Sioux City, IA 51105
7122668811
Siouxland Federal Credit Union
4709 Southern Hills Dr, Sioux City, IA 51106
7122241015
Megan Van Wettering-U.S. Bank Mortgage
4608 Morningside Ave, Sioux City, IA 51106
7122580240
Siouxland Federal Credit Union
3095 Floyd Blvd, Sioux City, IA 51104
7122241005
Primebank
2700 Hamilton Blvd, Sioux City, IA 51104
7122244777
CharterWest Bank Mortgage Center-Sioux City, IA
103 Virginia St STE 200, Sioux City, IA 51101
7123182150
Farm Credit Services of America
4512 S Lakeport St, Sioux City, IA 51106
7122711262
Central Bank Mortgage Lending Office
1114 4th St, Sioux City, IA 51101
7122262265
Mortgage Solutions Of Siouxland, Inc.
1515 Whitcher Ave, Sioux City, IA 51109
7125225658
Commercial Lending Sioux City IA
4280 Sergeant Rd, Sioux City, IA 51106
7122484820
Mortgage Loans - Sioux City
247 Nebraska St, Sioux City, IA 51101
8443841712
Central Bank Mortgage Lending Office
302 Jones St STE 100, Sioux City, IA 51101
7122265363
Melissa Moody - Mortgage Lender - Northwest Bank
5801 Sunnybrook Dr, Sioux City, IA 51106
7122244000
US Bank Mortgage
2900 Hamilton Blvd, Sioux City, IA 51104
7122553240
Introlend Home Results
103 S Virginia St Suite 100, Sioux City, IA 51101
7122535368
Teresa DeWolf - Heritage Bank Mortgage Lender
4530 Singing Hills Blvd, Sioux City, IA 51106
7122718004
Mortgage lenders in Sioux City, Iowa help home buyers and homeowners secure financing for residential properties. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. Local lenders understand the Sioux City housing market and can guide you through conventional, FHA, VA, and USDA loan options.
What Does a Mortgage Lender in Sioux City Cost?
Typical costs for a mortgage lender in Iowa include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,500 to 3,000 dollars. Closing costs in Iowa generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sioux City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Lenders also check your credit score and debt to income ratio.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three business day waiting period after you receive the Closing Disclosure before you can close.
Are there first time home buyer programs in Iowa?
Yes, the Iowa Finance Authority offers programs like the FirstHome and Homes for Iowans programs. These provide down payment and closing cost assistance for qualified buyers in Sioux City.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.