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Directory of mortgage lenders in Waterloo, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 16 mortgage lenders in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Jared Schmit - Mortgage Loan Officer
131 E Tower Park Dr #100, Waterloo, IA 50701
3198744336
Haleigh Sperfslage - Mortgage Loan Officer
131 Tower Park Dr #100, Waterloo, IA 50701
3198744366
Gigo Cejvanovic – Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192878342
Guild Mortgage - John Higdon
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Mirsada Ibradzic-Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3198331196
Lori Honermann - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365659
Guild Mortgage - Derek Forsythe
999 Home Plaza Suite 203, Waterloo, IA 50701
5159548622
Chris Wander Mortgage Banking Officer BankIowa
3222 Kimball Ave, Waterloo, IA 50702
3198887022
Guild Mortgage Company
999 Home Plaza Suite 203, Waterloo, IA 50701
3193780501
US Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50701
8008722657
Bob Borcherding - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365637
Kelly Newton-U.S. Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50702
3192345892
Jordan Schick: NMLS#37662 | Lincoln Savings Bank
242 Tower Park Dr, Waterloo, IA 50701
3192690448
LSB Mortgage
999 Home Plaza, Waterloo, IA 50701
3192689171
Commercial Lending Waterloo, IA
131 E Tower Park Dr, Waterloo, IA 50701
3197741896
Waterloo, Iowa home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Iowa law requires lenders to be licensed through the Iowa Division of Banking. Lenders in Waterloo offer conventional, FHA, VA, and USDA loans tailored to the local housing market.
What Does a Mortgage Lender in Waterloo Cost?
Typical costs for a mortgage lender in Waterloo, Iowa include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees around $400 to $600 and title insurance costs of $1,000 to $2,000. Closing costs generally total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waterloo Iowa?
You will typically need pay stubs, tax returns, bank statements, and proof of identification. Iowa lenders also require a credit check and a property appraisal.
How long does the mortgage process take in Iowa?
The mortgage process in Iowa usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and the lenders workload.
Are there first time home buyer programs in Iowa?
Yes, the Iowa Finance Authority offers the FirstHome program with down payment assistance. Many Waterloo lenders also offer local grants and low down payment options for qualified buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.