ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Davidson. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Davidson, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 mortgage lenders in Davidson, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans Carolinas
442 S Main St, Davidson, NC 28036
9044946000
States Mortgage Company
630 Davidson Gateway Dr STE 200, Davidson, NC 28036
7049876600
The Results Matter Team of Direct Mortgage Loans
630 Davidson Gateway Dr #150-E, Davidson, NC 28036
7042741082
The Mortgage Planner with Element Home Loans
400 N Harbor Pl Suite H, Davidson, NC 28036
7047280191
Tim Hege - Ameris Bank Mortgage
630 Davidson Gateway Dr Suite 150-A, Davidson, NC 28036
7044515983
Barry McDonald - Ameris Bank Mortgage
630 Davidson Gateway Dr Suite 150-A, Davidson, NC 28036
7047795005
Davidson Mortgage Office
630 Davidson Gateway Dr Suite 150-B, Davidson, NC 28036
7044515983
CMG Home Loans
209 Delburg St Suite 133, Davidson, NC 28036
7049420152
Davidson, North Carolina is a growing town near Charlotte with a strong local housing market. Mortgage lenders in Davidson help buyers navigate North Carolina specific requirements such as the due diligence fee and the standard 30 day closing period. Local lenders understand the unique aspects of Mecklenburg County property records and the North Carolina residential mortgage licensing requirements.
What Does a Mortgage Lender in Davidson Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in North Carolina generally range from 2 to 5 percent of the purchase price. These costs do not include the due diligence fee or earnest money deposit. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the due diligence fee in North Carolina?
In North Carolina, a buyer pays a due diligence fee directly to the seller. This fee is nonrefundable and gives the buyer time to complete inspections and secure financing. The amount is negotiated between the buyer and seller.
How long does a typical mortgage closing take in North Carolina?
A standard mortgage closing in North Carolina takes about 30 to 45 days from the accepted offer. North Carolina law requires a three day right of rescission for refinances. The timeline can vary based on lender workload and appraisal availability.
Do I need a mortgage license in North Carolina?
Yes, mortgage loan originators in North Carolina must be licensed through the Nationwide Multistate Licensing System. They must also pass a background check and complete pre licensing education. You can verify a lender license on the NMLS Consumer Access website.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Davidson who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.