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Looking for a mortgage lender in Durham? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Durham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 19 mortgage lenders in Durham, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RTP Nationwide Mortgage
245 NC-54 Ste 101, Durham, NC 27713
2525650268
Blackwell Mortgage
100 Core St, Durham, NC 27703
9196737905
Union Home Mortgage
4236 University Dr #100, Durham, NC 27707
9193211134
New American Funding - Durham, NC
4813 Emperor Blvd Suite 120, Durham, NC 27703
9193550526
Fairway Independent Mortgage: Rob Downing, Branch Manager
2828 Pickett Rd #260B, Durham, NC 27705
9194033200
Pinnacle Funding, Inc.
905 W Main St # 24, Durham, NC 27701
9192810191
New American Funding - Anthony Holt
4813 Emperor Blvd Suite 120, Durham, NC 27703
9194516089
Devon Mortgage LLC
3608 Shannon Rd STE 100, Durham, NC 27707
9196022335
Chris Holt, Producing Branch Manager at Princeton Mortgage
506 Ramseur St Suite 1 Office C5, Durham, NC 27701
9194185626
Brandon Moye - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
9196494888
Tammy Price - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
3369530231
Union Home Mortgage-Julia Woods
4236 University Dr Suite 100, Durham, NC 27707
9197407697
Audra Ange at First Heritage Mortgage, LLC
5850 Fayetteville Rd Suite #208, Durham, NC 27713
9194918369
Keith Lassiter - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
9194757487
Big League Approved: Mortgage Loan Officer Michael McKenzie NMLS#1683358
Mortgage lenders in Durham North Carolina help homebuyers and homeowners secure financing for residential properties. North Carolina law requires lenders to be licensed through the North Carolina Commissioner of Banks and follow specific disclosure rules under the North Carolina Residential Mortgage Act. Local lenders understand Durhams competitive real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Durham Cost?
Typical mortgage lender costs in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Durham usually range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Durham?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. North Carolina lenders may also ask for proof of residency and a credit report authorization.
How long does it take to close on a mortgage in North Carolina?
The average closing process in North Carolina takes 30 to 45 days from application to funding. This timeline can vary based on loan type, appraisal scheduling, and title work requirements.
Are there special mortgage programs for first time home buyers in Durham?
Yes, the North Carolina Housing Finance Agency offers the NC Home Advantage Mortgage program with down payment assistance for eligible buyers. Durham County also provides local grants through the Durham Community Land Trust.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.