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Directory of mortgage lenders in Gastonia, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 mortgage lenders in Gastonia, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052
7048659696
OneMain Financial
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056
7048644316
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054
7048673997
Lendmark Financial Services LLC
3916 E Franklin Blvd #130, Gastonia, NC 28056
7048995247
OneMain Financial
2609 S New Hope Rd #4, Gastonia, NC 28056
7048653465
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054
9802442310
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054
7047181808
Sandra Lopez
1000 S New Hope Rd, Gastonia, NC 28054
7048229795
The Johnston Mortgage Group
4633 McChesney Dr, Gastonia, NC 28056
7047472170
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054
7048644444
Kenneth Hinson
1000 S New Hope Rd, Gastonia, NC 28054
7046356207
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054
7046915956
David Millsaps, Movement Mortgage
121 W Main Ave Suite 202, Gastonia, NC 28052
7049427640
Commercial Lending Gastonia NC
1562 Union Rd, Gastonia, NC 28054
7048700469
The Knorr Group of ALCOVA Mortgage | Gastonia, NC
121 W Main Ave ste 104, Gastonia, NC 28052
7049685156
Movement Mortgage
1000 S New Hope Rd, Gastonia, NC 28054
8773141499
Mortgage lenders in Gastonia, North Carolina help homebuyers and homeowners secure financing for property purchases and refinances. North Carolina law requires mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local lender can provide insight into Gastonia real estate market conditions and specific county requirements.
What Does a Mortgage Lender in Gastonia Cost?
Typical mortgage lender costs in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs generally total 2% to 5% of the purchase price. These figures vary based on loan type, property value, and lender policies. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gastonia?
You typically need pay stubs, tax returns, bank statements, and identification. North Carolina lenders also require a credit check and proof of assets. Self-employed borrowers may need additional income documentation.
How long does it take to close on a mortgage in North Carolina?
A standard mortgage closing in North Carolina takes 30 to 45 days. Delays can occur due to appraisal backlogs or title issues. Your lender will provide a timeline estimate after reviewing your application.
Are there special mortgage programs for first-time buyers in North Carolina?
Yes, the North Carolina Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require homebuyer education. Local lenders in Gastonia can help you apply.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.