Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 mortgage lenders in Hillsborough, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Noemi Rodriguez | Victorian Finance
960 Corporate Dr #409, Hillsborough, NC 27278
7862467741
Union Home Mortgage
202 Millstone Dr, Hillsborough, NC 27278
9194047286
What Does a Mortgage Lender in Hillsborough Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs generally total 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in North Carolina?
Mortgage lenders must hold a license from the North Carolina Commissioner of Banks under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. This ensures they meet state education and background check requirements.
How long does a typical mortgage closing take in North Carolina?
A typical mortgage closing in North Carolina takes 30 to 45 days from application to funding. Delays can occur if appraisal or title work takes longer than expected.
Are there North Carolina specific mortgage programs available?
Yes, the North Carolina Housing Finance Agency offers programs like the NC Home Advantage Mortgage for first time buyers and the NC 1st Home Advantage Down Payment Assistance program. These provide competitive rates and down payment help.