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Compare Mortgage Lenders in Lincolnton, NC

Compare mortgage lenders in Lincolnton. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Lincolnton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 10 mortgage lenders in Lincolnton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
147 Vandiver Dr, Lincolnton, NC 28092
(704) 732-2239 locations.marinerfinance.com
GoPrime Mortgage, Inc.
107 N Cedar St, Lincolnton, NC 28092
(704) 736-1101 goprime.com
OneMain Financial
309 E Main St, Lincolnton, NC 28092
(704) 735-8016 onemainfinancial.com
Fifth Third Bank & ATM
402 E Main St, Lincolnton, NC 28092
(704) 732-2222 locations.53.com
First Federal Savings Bank
320 E Main St, Lincolnton, NC 28092
(704) 735-0416 ffsb-nc.com
United Bank
901 E Main St, Lincolnton, NC 28092
(704) 735-1104 locations.bankwithunited.com
Cannon Mortgage Company
3514 North Carolina Hwy 150, Lincolnton, NC 28092
(704) 479-6707 cannonmortgagecompany.com
Kevin Greenwell Motto Mortgage Precise
111 E Main St Suite 215, Lincolnton, NC 28092
(704) 912-2026 mottomortgage.com
Motto Mortgage Precise
111 E Main St Suite 215, Lincolnton, NC 28092
(828) 234-4072 mottomortgage.com
Fifth Third Mortgage - Jaclyn Harrill
402 E Main St, Lincolnton, NC 28092
(704) 732-6212

Mortgage lenders in Lincolnton, North Carolina help home buyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Lincolnton housing market and can guide you through loan options like FHA, VA, and conventional mortgages.

What Does a Mortgage Lender in Lincolnton Cost?

Typical costs for a mortgage in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lincolnton?
You typically need pay stubs, tax returns, bank statements, and photo ID. North Carolina lenders also require a credit check and proof of employment. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.

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