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Mortgage Lenders in Morganton, NC

Directory of mortgage lenders in Morganton, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
Morganton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 13 mortgage lenders in Morganton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
105 N Green St, Morganton, NC 28655
(828) 348-7837 atlanticbay.com
Mariner Finance
639 W Fleming Dr, Morganton, NC 28655
(828) 430-9450 locations.marinerfinance.com
OneMain Financial
202 W Fleming Dr, Morganton, NC 28655
(828) 437-5349 onemainfinancial.com
Foothills Family Finance
135 W Parker Rd, Morganton, NC 28655
(828) 221-0316
Truist
105 Avery Ave, Morganton, NC 28655
(828) 433-5440 truist.com
Welcome Finance Co
208 N Sterling St, Morganton, NC 28655
(828) 433-1395 wfcnc.com
Lendmark Financial Services LLC
B-120 Morganton Heights Blvd, Morganton, NC 28655
(828) 433-0779 lendmarkfinancial.com
First Horizon Bank - Morganton, NC - E Meeting St
201 E Meeting St, Morganton, NC 28655
(828) 439-2151 firsthorizon.com
Self-Help Credit Union
204 Carbon City Rd, Morganton, NC 28655
(828) 433-7383 self-help.org
Creekside Finance, Inc.
125 Wamsutta Mill Rd, Morganton, NC 28655
(828) 433-0647 creeksidefinance.com
Guaranteed Rate
222 W Union St Offices 7 & 9, Morganton, NC 28655
(828) 412-4341 rate.com
John Karras - Mortgage Loan Officer
401 S Sterling St, Morganton, NC 28655
(508) 314-2887 tdbank.com
Cathy McRary Hamby - Truist Mortgage Loan Officer
105 Avery Ave, Morganton, NC 28655
(828) 437-4981 truist.com

Mortgage lenders in Morganton, North Carolina help homebuyers secure financing for residential properties. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application. Local lenders understand the Burke County real estate market and can guide you through the mortgage process from pre-approval to closing.

What Does a Mortgage Lender in Morganton Cost?

Typical mortgage lender costs in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Morganton?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. North Carolina lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law allows a three-day right of rescission for most refinances, which adds time to those transactions.

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