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Find Mortgage Lenders in Shallotte, NC

Directory of mortgage lenders in Shallotte, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Shallotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 12 mortgage lenders in Shallotte, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Finance Co
150 Holden Beach Rd SW #6, Shallotte, NC 28470
(910) 754-8188 coastalfinanceco.com
Lendmark Financial Services LLC
301 S Willis Dr #116, Shallotte, NC 28470
(910) 448-4678 lendmarkfinancial.com
OneMain Financial
5051 Main St UNIT 14, Shallotte, NC 28470
(910) 754-4381 onemainfinancial.com
First Bank - Shallotte, NC
347 Whiteville Rd NW, Shallotte, NC 28470
(910) 754-5250 localfirstbank.com
Truist
100 Shallotte Crossing Pkwy, Shallotte, NC 28470
(910) 755-2220 truist.com
Lynn Pritchard | Fairway Independent Mortgage Corporation Loan Officer
127 Village Rd SW, Shallotte, NC 28470
(910) 337-2562 fairwayindependentmc.com
United Bank
200 Smith Ave, Shallotte, NC 28470
(910) 207-9034 locations.bankwithunited.com
Fairway Independent Mortgage Corporation
127 Village Rd SW, Shallotte, NC 28470
(910) 591-1531 fairway.com
CresCom Bank
200 Smith Ave, Shallotte, NC 28470
(910) 207-9034 haveanicebank.com
Deborah Idol - Truist Mortgage Loan Officer
100 Shallotte Crossing Pkwy, Shallotte, NC 28470
(910) 754-6610 truist.com
Gateway Mortgage Group
121 Holden Beach Rd SW #2, Shallotte, NC 28470
(910) 765-0230
DHI Mortgage
4719 Cockatoo Dr NW, Shallotte, NC 28470
(843) 984-0940 dhimortgage.com

Mortgage lenders in Shallotte North Carolina help home buyers and homeowners secure financing for residential properties. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Brunswick County real estate market and can guide you through the loan process from pre-approval to closing.

What Does a Mortgage Lender in Shallotte Cost?

Typical costs for a mortgage in North Carolina include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of about 500 to 1,500 dollars. Closing costs in Brunswick County generally range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of mortgage loans are available in Shallotte North Carolina?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. USDA loans are popular in Shallotte because much of Brunswick County is designated as a rural area eligible for zero down payment financing.
Do I need a license to be a mortgage lender in North Carolina?
Yes. North Carolina General Statute 53-244.010 requires all mortgage loan originators to be licensed with the North Carolina Commissioner of Banks. You must pass a background check and complete pre-licensing education.
How long does a typical mortgage closing take in Shallotte North Carolina?
A standard home loan closing in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer than expected.

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