ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Shelby, North Carolina. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Shelby, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 mortgage lenders in Shelby, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
1606 E Dixon Blvd D, Shelby, NC 28150
7044821464
Truliant Federal Credit Union Shelby
621 S Dekalb St, Shelby, NC 28150
8008220382
Mathewson Mortgage Capital LLC
649 S Post Rd, Shelby, NC 28152
7049413064
Mariner Finance
1754 E Dixon Blvd Ste. C, Shelby, NC 28152
7044822025
HomeTrust Bank - Shelby
224 E Warren St, Shelby, NC 28150
7044874387
Fidelity Bank
331 S Lafayette St, Shelby, NC 28150
7044824580
OneMain Financial
1230 E Dixon Blvd Unit 11, Shelby, NC 28152
7044811761
Sharonview Federal Credit Union
1108 E Dixon Blvd Suite 2, Shelby, NC 28152
7049696700
Homestar Financial Corporation
824 S Dekalb St, Shelby, NC 28150
7044822588
Lendmark Financial Services LLC
711 E Dixon Blvd, Shelby, NC 28152
7044821496
Allied Financial Services Inc
1241 E Dixon Blvd # 3, Shelby, NC 28152
7044843404
Basic Finance
306 E Dixon Blvd, Shelby, NC 28152
7044810111
M & J Loans of Shelby, Inc
409 S Lafayette St, Shelby, NC 28150
7044874141
AgSouth Farm Credit
1216 Fallston Rd, Shelby, NC 28150
7044826321
PNC Mortgage
131 N Lafayette St, Shelby, NC 28150
7044805200
Right By You Mortgage
331 S Lafayette St Suite 200, Shelby, NC 28150
7044824580
Shelby, North Carolina offers a range of mortgage lenders to help you buy a home or refinance. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Shelby market and can guide you through state-specific requirements like the deed of trust process.
What Does a Mortgage Lender in Shelby Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance premiums of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Shelby?
You typically need proof of income, tax returns, bank statements, and a valid ID. North Carolina lenders also require a property appraisal and title search.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances, which can add time.
Are there down payment assistance programs in North Carolina?
Yes, the North Carolina Housing Finance Agency offers down payment assistance for qualified buyers. Local programs in Cleveland County may also provide grants or low-interest loans.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Shelby who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.