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Browse mortgage lenders serving Smithfield, North Carolina. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Smithfield, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 12 mortgage lenders in Smithfield, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1267 N Brightleaf Blvd B, Smithfield, NC 27577
9199380777
Coastal Finance Co
130 E Peedin Rd, Smithfield, NC 27577
9199893114
OneMain Financial
1670 Booker Dairy Rd, Smithfield, NC 27577
9199896603
Security Credit Corporation
710 S Brightleaf Blvd, Smithfield, NC 27577
9199384555
Lendmark Financial Services LLC
388 Venture Dr Suite C, Smithfield, NC 27577
9842019196
NORTH STATE ACCEPTANCE
921 N Brightleaf Blvd, Smithfield, NC 27577
9199384242
Quality Finance Co Inc
721 N Brightleaf Blvd, Smithfield, NC 27577
9199341111
AgCarolina Farm Credit
2850 US Hwy 70 Business East, Smithfield, NC 27577
9199349731
Stephen Parker
409 E Market St, Smithfield, NC 27577
9199893305
PNC Mortgage
410 E Market St, Smithfield, NC 27577
9199340171
Kevin Barnes
409 E Market St, Smithfield, NC 27577
9199893342
Sureline Financial
808 N Brightleaf Blvd, Smithfield, NC 27577
9199346799
Mortgage lenders in Smithfield, North Carolina help home buyers and homeowners secure financing for residential properties. North Carolina law requires lenders to follow specific licensing rules under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. Local lenders in Smithfield can guide you through conventional, FHA, VA, and USDA loan programs available in Johnston County.
What Does a Mortgage Lender in Smithfield Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Johnston County generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Smithfield?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. North Carolina lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances on your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.