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Find Mortgage Lenders in Waxhaw, NC

Compare mortgage lenders in Waxhaw. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Waxhaw, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 7 mortgage lenders in Waxhaw, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
uMortgage Solutions
8412 New Town Rd B, Waxhaw, NC 28173
(704) 588-4006 umortgagesolutions.com
Atlantic Bay Mortgage Group: Tony Garshnick
3512 Providence Rd S STE C, Waxhaw, NC 28173
(704) 778-6205 atlanticbay.com
Cobblestone Mortgage Corp: Norma Rowe
101 W South Main St, Waxhaw, NC 28173
(704) 953-1768 cobblestonehomeloans.com
Keen Lending - NMLS - 2085433
136 Waxhaw Pkwy Suite 113 E, Waxhaw, NC 28173
(855) 331-7355 keenlending.com
John Baranowski Sr. Mortgage Advisor NMLS# 26785
318 E South Main St, Waxhaw, NC 28173
(704) 272-2637 eastcoastcap.com
Atlantic Bay Mortgage Group - Waxhaw, NC
3512 Providence Rd S STE C, Waxhaw, NC 28173
(704) 317-7770 atlanticbay.com
Acopia Home Loans
101 Waxhaw Pkwy, Waxhaw, NC 28173
(888) 859-5537 acopiahomeloans.com

Mortgage lenders in Waxhaw, North Carolina help home buyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Waxhaw real estate market and can guide you through the state specific closing process.

What Does a Mortgage Lender in Waxhaw Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in North Carolina generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Waxhaw?
You typically need pay stubs, tax returns, bank statements, and photo identification. North Carolina lenders also require a valid government issued ID and proof of residency.
How long does the mortgage process take in North Carolina?
The mortgage process usually takes 30 to 45 days from application to closing. North Carolina law requires a three day right of rescission for refinances on primary residences.
What are the property tax rates in Waxhaw North Carolina?
Waxhaw property taxes are based on Union County tax rates, which are around 0.65 percent of assessed value. The actual rate can change each year based on county budgets.

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