Compare Mortgage Lenders in Bismarck, ND
Looking for a mortgage lender in Bismarck? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Dakota before hiring.
Showing 20 mortgage lenders in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Bismarck North Dakota help home buyers and homeowners secure financing for property purchases and refinancing. North Dakota law requires lenders to be licensed through the North Dakota Department of Financial Institutions. Local lenders understand the Bismarck real estate market and can guide you through loan programs including FHA VA and conventional loans.
What Does a Mortgage Lender in Bismarck Cost?
Typical mortgage lender costs in North Dakota include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal title search and credit report. Appraisal fees in Bismarck range from 400 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bismarck?
You typically need pay stubs tax returns bank statements and a government-issued ID. North Dakota lenders may also ask for proof of North Dakota residency or a recent utility bill.
Are there special mortgage programs for first-time home buyers in North Dakota?
Yes the North Dakota Housing Finance Agency offers the FirstHome program with down payment assistance and lower interest rates. This program is available to qualified buyers in Bismarck and across the state.
How long does the mortgage approval process take in North Dakota?
The process usually takes 30 to 45 days from application to closing. North Dakota law requires a three-day right of rescission for refinances but not for purchase loans.
Mortgage Lenders in Other North Dakota Cities
Fargo · Grand Forks · Lincoln · Minot · West Fargo · Williston