Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Dakota before hiring.
Showing 14 mortgage lenders in Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristin Sevald - Valley Mortgage, Inc.
3315 45th St S Suite 200, Fargo, ND 58104
(701) 371-7723
valleymortgageinc.com
Kevin Lau, Mortgage and Construction Loan Officer
4201 45th St S, Fargo, ND 58104
(701) 499-6318
westernbanksmortgage.mymortgage-online.com
Kimberley Weflen-U.S. Bank Mortgage
3225 25th St S, Fargo, ND 58104
(701) 239-2443
mortgage.usbank.com
What Does a Mortgage Lender in Fargo Cost?
Typical costs for a mortgage lender in North Dakota include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Fargo average 2 to 5 percent of the purchase price. Title insurance and recording fees add several hundred dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fargo?
You typically need pay stubs tax returns bank statements and photo ID. North Dakota lenders also require a credit report and proof of employment. Specific requirements vary by lender and loan type.
How long does the mortgage process take in North Dakota?
The process usually takes 30 to 45 days from application to closing. North Dakota law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
Are there first time home buyer programs in North Dakota?
Yes the North Dakota Housing Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course. Contact a local lender to check eligibility.
Mortgage Lenders in Other North Dakota Cities
Bismarck · Grand Forks · Lincoln · Minot · West Fargo · Williston