Find Mortgage Lenders in Grand Forks, ND
Directory of mortgage lenders in Grand Forks, North Dakota. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Dakota before hiring.
Showing 17 mortgage lenders in Grand Forks, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Grand Forks North Dakota help homebuyers and homeowners secure financing for home purchases and refinances. North Dakota law requires lenders to be licensed through the North Dakota Department of Financial Institutions. Local lenders understand the Grand Forks real estate market and can guide you through the loan process from application to closing.
What Does a Mortgage Lender in Grand Forks Cost?
Typical mortgage lender costs in North Dakota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These figures are estimates and vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Grand Forks?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Lenders may also require a credit report and a property appraisal. Requirements vary by loan type and lender.
How long does the mortgage process take in North Dakota?
The process usually takes 30 to 45 days from application to closing. North Dakota has a minimum 3 day rescission period for refinances. Delays can occur if documents are incomplete or if appraisal issues arise.
Are there first time home buyer programs in Grand Forks?
Yes, North Dakota Housing Finance Agency offers programs for first time buyers. These include down payment assistance and lower interest rates. Eligibility depends on income and purchase price limits.
Mortgage Lenders in Other North Dakota Cities
Bismarck · Fargo · Lincoln · Minot · West Fargo · Williston