ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Hilton Head Island? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Hilton Head Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 18 mortgage lenders in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northpoint Mortgage, Inc.
1000 William Hilton Pkwy #205, Hilton Head Island, SC 29928
8436845015
Bryon Mallernee - Union Home Mortgage - NMLS 131465
52 New Orleans Rd Suite 202, Hilton Head Island, SC 29928
2692240546
Aaron Benton | Northpoint Mortgage | NMLS 1717095
1000 William Hilton Pkwy, Hilton Head Island, SC 29928
8435055623
Guild Mortgage - Doug Wall
800 Main St Suite 201-j, Hilton Head Island, SC 29926
6308803954
Union Home Mortgage
52 New Orleans Rd, Hilton Head Island, SC 29928
8032519748
Jon Yellon Mortgage - East Coast Capital
2 Park Ln Suite 201, Hilton Head Island, SC 29928
6462693954
Tanner Ware | Northpoint Mortgage | NMLS 278238
1000 William Hilton Pkwy Suite 205, Hilton Head Island, SC 29928
8434223044
Hilton Head Mortgage
7 Shelter Cove Ln, Hilton Head Island, SC 29928
8665612828
Jim Hess, Movement Mortgage
23 B Shelter Cove Ln suite 100, Hilton Head Island, SC 29928
8432986507
Alan Perry | Northpoint Mortgage | NMLS #866734
1000 William Hilton Pkwy, Hilton Head Island, SC 29928
8436833634
Movement Mortgage Matt Topping/Kieron O'Grady
23 B Shelter Cove Ln Suite 100-A, Hilton Head Island, SC 29928
8773141499
Ben Russ, Mortgage Loan Originator- East Coast Capital
2 Park Ln Suite 201, Hilton Head Island, SC 29928
8434221989
Revolution Mortgage
22 Bow Cir # C, Hilton Head Island, SC 29928
8436049550
Highland Mortgage
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
7742595577
Southeast Mortgage
22 Bow Cir # C, Hilton Head Island, SC 29928
8003448788
Catherine Oomens - Mortgage Loan Officer
62 New Orleans Rd, Hilton Head Island, SC 29938
8433840527
Bradley Ellis - Coastal States Mortgage
5 Bow Cir, Hilton Head Island, SC 29928
8436897828
Chris Daly | Southern Trust Mortgage
42 N Calibogue Cay Rd, Hilton Head Island, SC 29928
7578123080
Mortgage lenders in Hilton Head Island South Carolina help home buyers and refinancing homeowners secure loans for residential properties. South Carolina law requires all mortgage loan originators to be licensed through the state board of financial institutions. Local lenders understand the unique Beaufort County real estate market and can guide you through the specific closing requirements for South Carolina properties.
What Does a Mortgage Lender in Hilton Head Island Cost?
Typical costs for a mortgage in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 500 to 1,500 dollars. Closing costs in South Carolina generally range from 2 to 5 percent of the purchase price. These costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hilton Head Island?
You will typically need pay stubs tax returns bank statements and a valid photo ID. South Carolina lenders also require a signed authorization to check your credit report. Additional documents may be needed for self employed borrowers.
How long does the mortgage process take in South Carolina?
The average mortgage process in South Carolina takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability. South Carolina law does not set a specific time limit for the process.
Are there special mortgage programs for first time buyers in South Carolina?
Yes South Carolina offers the SC Housing program which provides down payment assistance and favorable interest rates for eligible first time buyers. These programs have income limits and require completion of a homebuyer education course. Local Hilton Head lenders can help you check eligibility.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Hilton Head Island who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.