Compare Mortgage Lenders in Hilton Head Island, SC
Directory of mortgage lenders in Hilton Head Island, South Carolina. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 18 mortgage lenders in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Hilton Head Island Cost?
Typical costs for a mortgage in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 500 to 1,500 dollars. Closing costs in South Carolina generally range from 2 to 5 percent of the purchase price. These costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hilton Head Island?
You will typically need pay stubs tax returns bank statements and a valid photo ID. South Carolina lenders also require a signed authorization to check your credit report. Additional documents may be needed for self employed borrowers.
How long does the mortgage process take in South Carolina?
The average mortgage process in South Carolina takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability. South Carolina law does not set a specific time limit for the process.
Are there special mortgage programs for first time buyers in South Carolina?
Yes South Carolina offers the SC Housing program which provides down payment assistance and favorable interest rates for eligible first time buyers. These programs have income limits and require completion of a homebuyer education course. Local Hilton Head lenders can help you check eligibility.