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Directory of mortgage lenders in North Charleston, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
North Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 13 mortgage lenders in North Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
6185 Rivers Ave Ste A-1, North Charleston, SC 29406
8435547110
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8435697283
Peoples Bank Mortgage and SBA Loans
4401 Belle Oaks Dr #210, North Charleston, SC 29405
8436066058
Lending with Mark
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437435727
Jay Ingram - Home Loans Inc. - Jay Ingram, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437145195
Otter Mortgage Team powered by Edge Home Finance
4214 Domino Ave suite D, North Charleston, SC 29405
8435573926
Jenna Richardson Motto Mortgage Thrives
1042 E Montague Ave Suite G2, North Charleston, SC 29405
8439007212
Debbie Berry Motto Mortgage Thrives
4571 Durant Ave, North Charleston, SC 29405
8438174202
Universal Mortgage Consulting
6650 Rivers Ave #120, North Charleston, SC 29406
8435761859
Hard Money Lenders North Charleston SC
7301 Rivers Ave, North Charleston, SC 29406
8433501167
Bullard Mortgage Group
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8432614850
HH Mortgage
8570 Rivers Ave Suite 110, North Charleston, SC 29406
Mortgage lenders in North Charleston, South Carolina help home buyers and homeowners secure financing for residential properties. South Carolina law requires lenders to follow the state Mortgage Broker Act and provide a Loan Estimate within three business days of application. Local lenders are familiar with Charleston area housing markets and can guide you through the process.
What Does a Mortgage Lender in North Charleston Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the mortgage lending requirements in South Carolina?
South Carolina requires a credit check, proof of income, and a property appraisal. The state also mandates a 30-day escrow period for most purchase loans. Lenders must provide a Loan Estimate within three business days of application.
How long does a mortgage loan take to close in North Charleston?
A typical mortgage loan in South Carolina closes in 30 to 45 days. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline at the start of the process.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.