Mortgage Lenders in North Charleston, SC
Looking for a mortgage lender in North Charleston? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 13 mortgage lenders in North Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in North Charleston Cost?
Typical costs for a mortgage lender in South Carolina include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the mortgage lending requirements in South Carolina?
South Carolina requires a credit check, proof of income, and a property appraisal. The state also mandates a 30-day escrow period for most purchase loans. Lenders must provide a Loan Estimate within three business days of application.
How long does a mortgage loan take to close in North Charleston?
A typical mortgage loan in South Carolina closes in 30 to 45 days. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline at the start of the process.
What is the maximum mortgage interest rate allowed in South Carolina?
South Carolina does not set a maximum interest rate for mortgage loans. However, the state usury law limits rates on loans under 30000 dollars to 8 percent per year. Most mortgage loans exceed this amount and are not subject to the cap.