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Find Mortgage Lenders in Rock Hill, SC

Compare mortgage lenders in Rock Hill. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Rock Hill, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 16 mortgage lenders in Rock Hill, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victory Wholesale Lending, LLC
148 E Main St #200-A, Rock Hill, SC 29732
8034314843
The Practical Mortgage Solution
102 819 Terrace Park Suite 29730, Rock Hill, SC 29730
7049994454
Sincere Mortgage by NEXA
153 S Oakland Ave, Rock Hill, SC 29730
9802914848
Nicholas A. Campo Sr. - NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
9802637274
Carolina Best Mortgage
1560 Ebenezer Rd, Rock Hill, SC 29732
8038307598
IntroLend LLC Service First
1339 Ebenezer Rd Suite C, Rock Hill, SC 29732
7046177716
NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
9802637274
Michelle Freeman | SouthState Mortgage
1127 Ebenezer Rd, Rock Hill, SC 29732
8039096807
Bubba Bailey, Movement Mortgage
2460 India Hook Rd #201-H, Rock Hill, SC 29732
8033671381
Interlinc Mortgage Services
1658 Cranium Drive Suite 103, Rock Hill, SC 29732
8038305994
Rock Hill Financial Services Inc
2002 Cherry Rd #2649, Rock Hill, SC 29732
8039803300
Carolina Capital Management
325 S Oakland Ave Suite 201, Rock Hill, SC 29730
8038312262
Nile Mortgage
1565 Ebenezer Rd, Rock Hill, SC 29732
8033204209
Guardian Fidelity Mortgage Inc
762 Cherry Rd, Rock Hill, SC 29732
8033292007
Qualfirst Mortgage
742 N Anderson Rd Suite 118, Rock Hill, SC 29730
8033661166
loanDepot | Susan Hamel
331 E Main St #200, Rock Hill, SC 29730
8032300084

Mortgage lenders in Rock Hill South Carolina help home buyers and homeowners secure financing for residential properties. South Carolina law requires lenders to follow specific licensing rules through the state Department of Consumer Affairs. Local lenders understand the Rock Hill real estate market and can guide you through loan options like conventional FHA or VA loans.

What Does a Mortgage Lender in Rock Hill Cost?

Typical costs for a mortgage in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report. Closing costs in Rock Hill usually range from 2 to 5 percent of the home price. South Carolina charges a documentary stamp tax of 0.37 cents per 100 dollars of the mortgage amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Rock Hill?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina lenders also require proof of homeowners insurance and a property appraisal. Self employed borrowers may need additional tax documents.
How long does the mortgage process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three day rescission period for refinances but not for purchase loans. Delays can happen if appraisal or title work takes longer.