Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage lenders in Surfside Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BrickWood Mortgage - Surfside Beach
1601 Glenns Bay Rd, Surfside Beach, SC 29575
8433144101
Mike Skinner Local Bank Mortgage NMLS#195914
100 Sutter Dr Suite 101, Surfside Beach, SC 29575
8033184332
What Does a Mortgage Lender in Surfside Beach Cost?
Typical mortgage lender costs in South Carolina include an origination fee of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 0.5 percent of the purchase price. Closing costs for a 300,000 dollar home often total 6,000 to 10,000 dollars. These costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in South Carolina?
Mortgage loan originators in South Carolina must hold a valid license from the South Carolina Department of Consumer Affairs. They also need to register with the Nationwide Multistate Licensing System. This ensures they meet state training and background check requirements.
How long does a typical mortgage approval take in Surfside Beach?
A standard mortgage approval in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if property appraisals or title searches take longer. Local lenders often help streamline the process for Surfside Beach properties.
Are there special loan programs for South Carolina first time buyers?
Yes South Carolina offers the SC Housing program which provides down payment assistance and favorable interest rates for first time buyers. Eligible buyers must meet income limits and complete a homebuyer education course. This program is available through approved lenders statewide including those in Surfside Beach.